Here is an e-mail that I receive from time to time:
....... is working to increase the security of all Internet Banking Users.
To ensure the integrity of our online payment system, we periodically review certain accounts.
Your account might be placed on restricted status due to a number of invalid login attempts.
Restricted accounts continue to receive payments but they are limited to certain Internet banking features.
To initiate your Internet Banking Confirmation Process, please click below:
Account Reference: (0x3d.0x38.0x4e.0xcf)
This email (including any attachments) is intended for the above-mentioned person(s). If you are not the intended recipient of this email, please delete this email immediately. It is private and confidential and may contain legally privileged information.
Too bad that I do not bank with ......!
I omitted the name of this bank because it could as easily have been any other bank. I have friends who believed this to be genuine and responded with their banking details. A few weeks ago one lost all of his university study loan from his account - withdrawn within minutes of responding. A faceless trickster has shattered the life of a promising student. It is so easy to do this within the anonymity of a computer - the perpetrator probably does not even think of it as crime because it does not have the element of face to face violence. But it is deeply evil.